The Future of Pensions in Morocco

Pension reform is a "ticking time bomb". Actuarial studies show a chronic structural deficit if nothing is done.

Scenarios on the Table

The government is discussing several options with unions:

1. Retirement Age: Progressive increase towards 65.
2. Contributions: Increasing rates for employees and employers.
3. Calculation: Basing pension on career average rather than just the last few years.

The challenge is ensuring system sustainability while preserving retirees' purchasing power.

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